Cottage insurance is a type of insurance that is typically used to protect homeowners and renters who use cottages or other seasonal residences. The coverage provided includes a variety of factors such as property damage, theft, wind and water damage, declining market prices, and liabilities associated with operating a cottage as a residential property.

Choosing the right insurance product is very important whether you are using the cottage as your main residence, or you are just venturing away from home for a short period of time.